Your Trusted Local Mortgage Broker in Mackay

Helping clients secure the right home loan without the stress. We compare lenders, handle the paperwork, and guide you from first home to investment loan.

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Why Choose True Sky Finance?

Hi, I’m Tom. I’ve lived in Mackay most of my life and know the local property market well, having bought multiple properties here myself. My goal is to make the home loan process simple and stress-free, helping you find the right finance while keeping you informed every step of the way. Whether you're in Mackay or anywhere across Australia, I’m here to help you achieve your property goals.

About us

Our Services

First Home Buyers

Buying your first home can feel overwhelming, but we make the process simple. True Sky Finance helps you understand your borrowing power, access first home buyer grants, and explore low-deposit options like the 5% deposit and single parent schemes. From pre-approval to settlement, we guide you every step of the way so you can secure your first home sooner.

Home Loans

With access to a wide range of lenders across Australia, True Sky Finance compares loan options to find the one that best suits your goals and budget. We handle the paperwork, negotiate with lenders, and keep you updated throughout the process so you can focus on your new home.

Refinancing

If it’s been a few years since you reviewed your mortgage, you could be paying more than you need to. Refinancing can help lower your interest rate, reduce monthly repayments, consolidate debts, or unlock equity in your home. We compare lenders and handle the process to make switching simple.

Investment Loans

Whether you're buying your first investment property or expanding your portfolio, True Sky Finance helps structure your loan for long-term success. We help you maximise borrowing power, explore tax-effective loan structures, and secure competitive rates to help you grow your property investments.

Indigenous Home Loans

We’re committed to helping Indigenous Australians access home ownership with the right support and lending options. True Sky Finance works with lenders that offer specialised Indigenous home loan programs, helping you understand the process and secure finance tailored to your circumstances.

Business Loans

From purchasing equipment to funding expansion or improving cash flow, the right finance can help your business move forward. True Sky Finance helps you access competitive business lending options and structures finance around your goals so you can focus on running your business.

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Experience

Experience You Can Trust

With a Certificate IV in Finance and Mortgage Broking and memberships with FBAA and AFCA, we are equipped to guide you through every step of the mortgage process.

    • Local expertise in Mackay and Airlie Beach
    • Dedicated to client satisfaction
    • Flexible meeting times to suit your schedule

Ready to Get Started?

Contact us today for a free consultation!

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What Our Clients Say

“True Sky Finance made my first home purchase so easy!”

Sarah Johnson - Mackay

“I felt supported throughout the entire process.”

Michael Smith - Airlie Beach

“Excellent service and always available to answer my questions.”

Emma Brown - Online Client

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Ready to Get Started?

Send us a message using the form, or reach out directly using the contact details.

Service area

Mackay, Airlie Beach & QLD

Contact us today for a free consultation!